Important Facts Regarding Nissan Terrano Car Insurance

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Nissan, a Japanese automaker, launched the Terrano in the Indian market in 2013. This car is a perfect blend of comfort and innovation, available in diesel and petrol engines. It features advanced entertainment and communication technology for hands-free phone calls and music access with a button.

Safety is paramount for Nissan, and the Terrano comes equipped with the latest safety innovations, including Nissan Safety Shield, to ensure passenger safety. The Nissan Terrano is an excellent choice for those seeking a comfortable and innovative vehicle.

As an owner of the Nissan Terrano SUV, you must secure your vehicle with a Nissan Terrano insurance policy to protect your finances. Many reputable insurance companies such as Tata AIG, offer third-party and comprehensive car insurance plans at competitive premiums.

By opting for car insurance, you can safeguard your vehicle against unforeseen events such as accidents, theft, or damages caused by natural disasters. These insurance policies provide financial assistance in such scenarios, giving you peace of mind while driving your car. You can compare 4-wheeler insurance policies and premiums from various providers to select the best-suited car insurance policy for your needs.

How to Purchase or Renew Car Insurance for Nissan Terrano: Online and Offline

When purchasing or renewing Nissan car insurance, two options are available: online and offline.

Online Car Insurance:

  • Research and compare various insurance policies and premiums online to choose the one that suits your requirements.
  • Visit the website of the insurance provider you have selected and enter your vehicle registration number and click “Get Pricing.” To renew your Nissan car insurance, enter your vehicle registration number and select “Renew Existing Policy”.
  • The screen would bring up a form asking for information that would allow the insurance carrier to provide you with an accurate 4-wheeler insurance estimate. Additionally, choose your preferred add-ons and insurance coverage.
  • The following step would allow you to pick the appropriate Insurance Declared Value for your vehicle from a drop-down list.
  • Please notify the insurance provider if you’ve previously made a car insurance claim. In addition, if you have never made a claim, you may be eligible for the advantages of a No Claim Bonus (NCB).
  • The premium would then be computed, and the due amount would be displayed on the screen.
  • To strengthen your Nissan insurance, you may choose several unique riders available to add to your policy.
  • Lastly, pay for coverage using any available digital payment method. After completion, the other end will email a soft copy of your Nissan Terrano car insurance policy to your provided address.

Offline Car Insurance:

  • To buy or renew your Nissan Terrano car insurance from your selected insurance provider, you can locate your nearest office and approach the counter.
  • Express your desire to purchase or renew your policy, and an insurance expert will be assigned to you.
  • The expert will discuss all the available plans and guide you through the process and documentation required. They will help you choose the best plan as per your requirements and explain the terms and conditions of the policy in detail.
  • Once the process is completed, you will receive your policy papers.

Nissan Terrano Car Insurance Types

There are two types of Nissan Terrano car insurance policies that you can opt for:

  • Third-Party Liability Insurance: This type of insurance is mandatory under the 1988 Motor Vehicles Act 1988. It covers the damages or losses caused to your car by a third-party person or property. However, it does not cover damages or losses incurred by your car.
  • Comprehensive Insurance: This is a more extensive type of insurance that provides coverage for third-party liabilities and damages or losses incurred by your car. It includes coverage for theft, fire, natural calamities, accidents, and more. You can also opt for additional add-ons like bumper to bumper car insurance (zero depreciation), roadside assistance, return to invoice cover, etc., to enhance your policy coverage.

Inclusions and Exclusions in a Nissan Terrano Car Insurance Policy

The inclusions and exclusions of a Nissan Terrano car insurance policy under the comprehensive plan typically cover and/or do not cover the following:

Inclusions Exclusions
Loss or damage caused by natural calamities, such as floods, earthquakes, hurricanes, and landslides. Loss or damage caused by natural calamities, such as floods, earthquakes, landslides, and hurricanes.

 

Total loss of the vehicle due to fire, explosions, or an act of terror. Total loss of the vehicle due to fire, explosions, or an act of terror.
Total loss of the vehicle due to theft. Total loss of the vehicle due to theft.
Personal accident cover of ₹15 lakhs to the owner-driver in case of an accident that caused permanent disability or death. Personal accident cover for the driver, including passengers in the car.
Own-damage cover for repair or replacement of the car in case of accidents, collisions, or other damage. Own-damage cover for repair or replacement of the car in case of accidents, collisions, or other damage.
Third-party liability insurance covers any legal liabilities arising from damage or injury to a third party or their property caused by the insured vehicle. Third-party liability coverage covers any legal liabilities arising from damage or injury to a third party or their property caused by the insured vehicle.

 

Conclusion

Purchasing car insurance for your Nissan Terrano is an important step to protect yourself financially from unforeseen circumstances. A comprehensive car insurance policy bought from renowned insurers, like Tata AIG, offers coverage for various incidents such as natural calamities, theft, personal accidents, and third-party liability. However, it is essential to read and understand the inclusions and exclusions of the policy to ensure clarity when filing a claim.

Considering the critical facts regarding Nissan Terrano car insurance, you can make an informed decision while purchasing or renewing your policy and enjoy a stress-free driving experience.