Simplify your Finances one tackle at a time


As many of you know or maybe don’t know, I am a huge football fan. I can not wait for the NFL season to start. It kickoffs with my defending Super Bowl Champion New Orleans Saints taking on the Minnesota Vikings. WHO DAT Its not going to be an easy task for the Saints to repeat as Super Bowl Champs. The team has to focus on one game at a time in order to repeat as Champions and TWO DAT. Its the same with your personal finances. If you want to simplify you have to tackle each financial task one tackle at a time. Don’t try to financially multitask and take on more than you can handle. Its much easier to tackle each task one at a time. Here is a quick list of financial task you should tackle to simplify your finances:


  • Consolidate your bank accounts
  • Sign up for online banking
  • Set up account alerts


  • Consolidate your credit cards
  • Eliminate credit card balances or put plan in place to eliminate it
  • Refinance your mortgage or renegotiate your credit card interest rate


  • Evaluate your all of your insurance coverage
  • Determine if you have enough coverage
  • Are you paying to much for your coverage


  • Consolidate your retirement accounts
  • Are you on track to reach your retirement goal?
  • Have you reallocated your retirement accounts?


  • Have you established an emergency fund?
  • Do you know how much it should be funded with?
  • Is it adequately funded?


  • Do you have a will in place?
  • Have you reviewed the beneficiaries, executor, and guardians you established?
  • Is you family aware of your intentions in your will?


  • Do you have education saving plan in place?
  • Have you set a goal for what how much you will need?
  • Do you review you plan regularly?


Determine which financial task would help you simplify your personal finances and tackle this one first.  Ask yourself the three basic questions provide.  Once you tackle the first one move on to the next.  After you tackle each one at a time your financial life will become simpler and you will begin to live a simple financial lifestyle you want to live.

Til next time remember to take it one tackle at a time.



  1. Money Funk says

    With me climbing out of debt… That section completely speaks to me. Gather up those credit cards, car loans, etc…make an awesome plan to tackle it and keep going till you eradicate it! And read lots of pf blogs like this one because they keep you inspired to stay on track!

    And putting a trust or will is definitely next on my list. Especially, because I have my kids. I need to make sure a plan will fully cover them just in case.
    .-= Money Funk´s last blog ..The Instant Millionaire- A Tale of Wisdom &amp Wealth =-.

  2. says

    There is really a lot here. I like that you included insurance. So often insurance is underfunded or unfunded, yet it is so important. Also, it can be overfunded, as your questions suggests.


Leave a Reply

Your email address will not be published. Required fields are marked *