How many times have you said I want to or I should but… We all have good intentions to do things but we seem to come up with an excuse or a reason not to do something.  This creates a road block which prevents us from accomplishing what we set out to achieve.  I say […]

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A financial peace of mind is what many of us desire or strive for in our lives.  But each of us have different definition of what financial peace of  mind means.  Even within your own household you and your spouse may differ on what financial peace of mind means to each of you. How do […]


  As we kick off a new year many of us have set finances goals or New Year’s resolutions to get our finances in order. One of the financial goals I hear most often at the beginning of each year (myself included) is I want to save more money this year. You may establish a […]


  In my recent post  Is Rate the Only Thing That Matters, I discussed how if you are looking to simplify your finances you can not just look at the rate you will receive.  You have to ask yourself a few questions before you open the new account.  If you open a new account just to […]


  Are you finding it a challenge to save money?  Does it seem like as soon as it is deposited into your account it disappears?  Are you looking for a simple way to save money as well as simplify your finances?  We all have a tendency to spend a little more when we know we […]


You are probably wondering how can my 401(k) possibly help me simplify my finances?    Investopedia defines a 401(k) as a qualified plan established by employers to which eligible employees may make salary deferral (salary reduction) contributions on a post-tax and/or pretax basis. Employers offering a 401(k) plan may make matching or non-elective contributions to […]


If you’re young and just starting out in life or a ‘seasoned’ veteran, you have many things in common–one of which is the desire to assure your family is protected in case of emergency. That means insurance coverage…enough to cover you in the event of unexpected trouble. You can’t be too careful. Without insurance the […]


Is saving more money one of your financial goals. Saving is key to helping you live a simple financial lifestyle. You want to have save for retirement, emergency fund or any other reason. But many times we find it difficult to save. We all have a difficult time finding ways to save money. You probably […]


Secrets to Savings

by B Simple

in Savings

We all know that saving money is important to our financial future. We need to save for retirement, need to save for emergencies, need to save for your child’s education, as well as for that new car or new house purchase. However, many of us find it difficult to save. There is always something else […]