We all say we want to simplify our finances but we usually find an excuse or reason to not simplify? What is your reason for not simplifying your finances?

Is this one of your reasons? Reasons why I have decided not to simplify my personal finances

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We all say we want to simplify our finances in 2010.  But what action will you take or have taken to simplify your personal finances in 2010.

The only way you can simplify is to take action.  Its better to take action not than later.

So I want to know from everyone what action you will be take or have take to simplify your personal finances?

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