The Super Bowl will be played in a few hours when my hometown Saints will face the Colts. To prepare for this big day each team has put in hours of preparation time so they can execute their game plan to win the game.  The Saints have designed a defensive game plan to stop the Colts and Peyton Manning from scoring while the Colts have designed a defensive game plan to stop the Saints and Drew Brees ( I hoping the Colts game plan does not work). Just like each Super Bowl team has designed their offensive and defensive game plans to win the Super Bowl. You should design your own personal financial game plan to help you simplify your personal finances so you can win the personal finance game.

Read the rest of this entry »

If you would like more tips to help you simplify your personal finances make sure you subscribe to simple financial lifestyle email newsletter and subscribe to RSS feed for blog updates.

In a previous post Are your Personal Finances Ready for the Unexpected? I discuss the important of being prepared. With the recent earthquakes in Haiti, its a reminder that we all need to be prepared for those unexpected natural disasters. You never know when it will strike but you should be prepare in case it does strike. We all say it will never happen to us but trust me it can happen. Having lived through a natural disaster, I know what it is like.  Its not easy but having your personal finances and emergency plan in place helps relieve some stress.

Read the rest of this entry »

Hope everyone had a Merry Christmas. Now we are looking forward to the New Year. As you look to the new year now is probably the best to look back at the goals you set last year and what goals you want to achieve this coming year. If you want to simplify your financial lifestyle now is the time to start planning how you will begin or continue to simplify your financial lifestyle.

This week’s edition of Simple Weekend Reading Roundup features some recent articles I have read that I believe can help you with planning your finances for the coming year:

Read the rest of this entry »

Its the end of the year, we are all planning for the new year deciding what we want to accomplish next year. You are probably looking at your budget if you have one and looking to see how you can do a better job of sticking to your budget. If you don’t have a budget you are probably saying to yourself, I need to budget but I can not stick to one.  In a recent post Simple Financial Tips – Budget Busters, I discussed some common budget busters, which may help with your budget planning as well as help you stick to your budget.

Read the rest of this entry »

If you lost your wallet or purse would you remember everything you had in it?  Miss placing your wallet or purse is a terrible feeling.  I know I would not remember every item in my wallet.   I do know I have carry a credit card or two as well as debit card and driver’s license.  But remembering what other cards are held in my wallet may take me some time to remember.  So why put myself through this stress of trying to remember everything.

Read the rest of this entry »

There are so many personal finance posts each week it is not always easy keeping up with all the post. A great way to find out the best post of the week is to read a personal finance blogger’s weekly roundup. There were several good roundups this week that I thought you may find valuable as well.

Read the rest of this entry »

This week’s edition of Simple Weekend Reading features some recent articles I have read that will help you simplify your personal finances.

What financial stage are you current in? Productivity 501 offers 10 Stages of Financial Freedom.

Having a good credit score can go a long way when trying to simplify your personal finances. Financial Highway offers 7 Credit Score Myths to help you with your credit score.

Read the rest of this entry »

We all wish it would happen to us one day.  We dream what our lives would be like and all of the things we would buy and the vacations we could take.  But would winning the lottery really simplify your personal finances. It will help you paid off some debt and depending on the amount of money you win you may be able to quit your job. Will paying off debt and quitting your job solve your financial issues?  For some maybe.

Read the rest of this entry »

Is your mailbox over worked? Does your mailbox want to run and hide when it sees the mailman coming? Would you like to take some of the daily weight off its back? Here are some tips to provide your mailbox with some relieve to extend its life as well as help you simplify your personal finances. I know your mailbox will love you for it.

Go paperless – Eliminate those monthly bills by signing up for online statements. This will reduce the amount of mail you receive but will also help you save time by not having to sort your through your mail looking for your bills.

Read the rest of this entry »

Simplifying your personal finances is not just consolidating your bank and investment accounts or automating your personal finances to make them easier.  A key step toward simplifying your personal finances is to prepare your finances for the unexpected things that can occur in your life.  Don’t say it will never happen to you. You never know what can occur. Its always better to be prepared than unprepared.  Being proactive and prepared is necessary to simplify your personal finances.

Read the rest of this entry »