“Action is the foundational key to all success. ” Pablo Picasso Do you set goals but never reach them?  Do you want to organize your finances but never seems to get it done?  It’s probably  because you never took action.   Taking action is the first step you need to take in order to simplify […]


Stress is a physiological response. Whenever your brain senses stress, adrenaline and cortisol are activated to raise your awareness and energy. However, not every stressful situation requires you to fight or flight. For example, financial stress is often a debilitating mental burden that reoccurs in a chronic manner. Yet there’s no need for your body […]


Many times our personal finances are not simplified because we yes too often instead of a simple no thank you. We say yes to the many offers for discounts and additional purchases, which many times do not make our financial lifestyle any easier. For example, when making a purchase at a store, we are offered […]


In order to simplify your personal finances, you must identify your financial ugly ducklings and turn them into financial swans.  What I mean by this is if you want to simplify your financial life so you can manage your finances better you must identify your bad financial habits which I refer to as your ugly […]


Is finding the time preventing you from simplifying your personal finances?  Simplifying your personal finances will enable you to  spend more time doing the things you enjoy.  If currently do not manage your time now, you may have a difficult time simplifying your personal finances.  So in order to simplify, you have to mange your […]


If you enjoy what you’re reading and want to stay up to date on the latest posts please make sure you follow me on Twitter and subscribe to my RSS feed. If you want to simplify your personal finances, we have to give up some things or break old habits. But by giving up old […]


As many of you know or maybe don’t know, I am a huge football fan. I can not wait for the NFL season to start. It kickoffs with my defending Super Bowl Champion New Orleans Saints taking on the Minnesota Vikings. WHO DAT Its not going to be an easy task for the Saints to […]


Do you experience any of these symptoms when thinking about your personal finances: Budget dizziness – when trying to create or even think about budgeting Debt fever – when reviewing your outstanding debt and wondering how you can eliminate it Sweaty emergency fund palms – when trying to determine how much is needed in your […]


The Super Bowl will be played in a few hours when my hometown Saints will face the Colts. To prepare for this big day each team has put in hours of preparation time so they can execute their game plan to win the game.  The Saints have designed a defensive game plan to stop the […]


We all say we want to simplify our finances but we usually find an excuse or reason to not simplify? What is your reason for not simplifying your finances? Is this one of your reasons? Reasons why I have decided not to simplify my personal finances LEAVE A COMMENT TELLING ME WHY YOU HAVE NOT […]