We say we want to simplify our finances but do you always find an excuse when it comes to certain financial topics. One topic many of us fail to consider when simplifying our personal finances is estate planning or just the simple step of having a will drafted. This is one subject many of us do not like to discuss. Since we do not like to discuss it, we usually do not plan for it. Having a will not necessary help you simplify your finances but will help simplify your finances for the loved ones you leave behind. Even though we all know having a will in place can make the settlement of your estate large or small much easier on our loved ones the majority of us do not have a will in place. So what is your excuse for not having a will?

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