Develop financial peace of mind by simplifying your personal finances to create a healthier and wealthier lifestyle
In order to simplify your personal finances, you must identify your financial ugly ducklings and turn them into financial swans. What I mean by this is if you want to simplify your financial life so you can manage your finances better you must identify your bad financial habits which I refer to as your ugly ducklings and take action to turn this bad financial habits into a positive financial situation or what I refer to as financial swan.
Its the end of the year, we are all planning for the new year deciding what we want to accomplish next year. You are probably looking at your budget if you have one and looking to see how you can do a better job of sticking to your budget. If you don’t have a budget you are probably saying to yourself, I need to budget but I can not stick to one. In a recent post Simple Financial Tips – Budget Busters, I discussed some common budget busters, which may help with your budget planning as well as help you stick to your budget.
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Do you want to live a simple financial lifestyle? If so having a budget is key to creating a simple financial lifestyle. But many times we fail to budget because _________ (you fill in the blank) excuse. This week’s edition of Simple Weekend Reading features some recent articles I have read that I believe can help you with budgeting so you can simplify your personal finances.
I don’t have time. Is your reason for not having a budget? Brian at My Next Bucks offers How To Build a Kick Ass Budget in 15 Minutes. I believe we all have at least 15 minutes we can spare to create a budget.
Have you decided not to create a monthly budget because every time you create one you always bust it. Creating a personal budget is important to your personal financial health. Sticking to your personal budget can be challenging but it is key to living a simple financial lifestyle. You are probably asking what do I need to do to stick to my budget. You must avoid these budget busters in order to stick to your monthly budget.
