Splurging – Spend (money) freely or extravagantly .  All of us do it every once in a while.  We go to the store with a list of things to buy or a set amount you plan to spend but you saw something you just could not leave the store without.  You ask how can I […]

{ 1 comment }

In order to simplify your personal finances, you must identify your financial ugly ducklings and turn them into financial swans.  What I mean by this is if you want to simplify your financial life so you can manage your finances better you must identify your bad financial habits which I refer to as your ugly […]


In order to simplify your personal finances having a budget in place is essential. A budget is like your road map to help you reach your destination that you desire. That destination can be to reduce debt, retirement saving, or any other financial goal you want. Budgeting is something that many of us do not […]


Its the end of the year, we are all planning for the new year deciding what we want to accomplish next year. You are probably looking at your budget if you have one and looking to see how you can do a better job of sticking to your budget. If you don’t have a budget […]


SUDZ69QEFNYP Do you want to live a simple financial lifestyle? If so having a budget is key to creating a simple financial lifestyle. But many times we fail to budget because _________ (you fill in the blank) excuse. This week’s edition of Simple Weekend Reading features some recent articles I have read that I believe […]


Have you decided not to create a monthly budget because every time you create one you always bust it.  Creating a personal budget is important to your personal financial health.  Sticking to your personal budget can be challenging but it is key to living a simple financial lifestyle.  You are  probably asking what do I […]