With interest rates at their lowest in decades many of us are considering refinancing our mortgages.
Archive for the ‘ Banking ’ Category
How can one number simplify your persona finances? Yes it is true. One number can help you simplify your personal finances. This number will make things easier for you and will help you reduce your financial stress. This number is not a large number. You are probably thinking yes one very large number can help me simplify my personal finances. If you read Would winning the lottery simplify your personal finances?, you will know that I do not believe having a large amount of money will simplify your finances. Let me stop the suspense and tell you. The number 1 can help you simplify your finances very easily. Think about it if you only had:
An easy way to begin to simplify your personal finances is to stop writing checks. Yes I am serious. You are probably wondering how will I pay my bills. Well this week’s simple tips will provide you with 5 tips to help you eliminate checking writing and simplify your personal finances so you can create a wealthier and healthier lifestyle.
Here are this week’s simple tips to help you eliminate writing checks to enable you to simplify your personal finances: Read the rest of this entry »
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Banking, Simple Tips
Are you tired of those monthly banking service fees? Do you dread seeing that monthly service charge on your bank statement? Do you ask yourself why do I have to pay a fee to keep my money in the bank? Don’t you wish you could get your banking for free or deserve free banking for being a long time customer. Here is how you can make that wish come true of completely free banking or at least reduced fee banking:
Eliminate the ATM fees – Tired of those non-bank ATM charges showing up on your monthly statement. Review your ATM usage. Are you using the first ATM that you see or the most convenient one which unfortunately is not your bank’s ATM. To eliminate the non-bank ATM fee only use your bank’s ATM or ATM network. You could also withdraw money from your local store that accepts debit cards. No fees associated with cash back when you make a purchase. Also for more tips on how to eliminate the non-bank ATM fees read 6 Ways to Knockout ATM Fees.
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Banking
Do you dread seeing those non-bank ATM fees on your bank statement? Do you wish you could eliminate those fees? Well today is your lucky day. Here are six ways to help you eliminate those pesky non-bank ATM fees while simplifying your personal finances at the same time:
Know your cash needs – Many times the reason we are charged those non-ATM fees is because we do not plan ahead. Knowing your daily cash needs will help you avoid using the non-bank ATM. Creating a budget or spending plan will help you determine your daily cash needs. By having budget you will know what your cash needs are so you will not have to visit that non-bank ATM and incur those dreaded ATM fees.
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Banking
We all do it but not intentionally. We open multiple personal bank accounts without considering the reason we opened them. You then end up having more accounts then you need which makes it harder to keep track of your money. Here are things to consider before you open your next bank account in order to simplify your personal financial lifestyle.
Purpose – Before you sign the documentation to open another bank account you must determine the purpose of the account. Ask yourself the following questions:
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Banking
