8 reasons WHY you must take action to simplify your finances

“Action is the foundational key to all success. ” Pablo Picasso

Do you set goals but never reach them?  Do you want to organize your finances but never seems to get it done?  It’s probably  because you never took action.   Taking action is the first step you need to take in order to simplify your personal finances as a matter of fact it is the only way we can reach your goals or organize your finances.  So take the first step by taking action now.

Here are some reasons why you must take action now.

“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover ”     – Mark Twain

Time is ticking away – you are not getting any younger.  So what are you waiting on.  The longer you wait the worse the situation will get.  If you don’t start managing your debt its only going to get worse.  If you don’t start saving for retirement or for some unexpected emergency your going to put yourself in a deeper hole with less time to climb out.

“Whatever you want to do, do it now. There are so many tomorrows.”      – Michael Landon -

Life will go on with or without you – if you take action today or tomorrow or maybe never everything will move forward with you or without you.  So you might as well just step up and take some action to get your finances in order.  Those credit cards bills will continue to come in the mail.  Your saving or retirement account will never get funded.  You will look back and ask yourself what happen?

“Knowing is not enough; we must apply. Willing is not enough; we must do.- Johann Wolfgang von Goethe

Apply what you have learned- you read the wall street journal, read  best selling finance books, and read best finance blogs out there so you have all of the knowledge but you have not implemented what you have learned.  If you take action and apply what you have learned you will probably be well on your way to having your finances in order.

“Thinking will not overcome fear but action will.”      – W. Clement Stone -

How will you get over fear unless you try – we all have fearsBut you will not get rid of these fears until you take action to get over them. For example, you may have a fear of flying but have never flown before.  The only way you will get over it is by taking action and actually flying. 

“Never underestimate what you can accomplish when you believe in yourself.” -Unknown

You will feel sense of accomplishment -I know if feels great when I complete a task or accomplish something I set out to do.  You will feel better about yourself if you just take some action.  One accomplishment can lead to many other accomplishments.

“If you try, you might get exactly what you want. If you don’t, you don’t.” – Unknown

Never know until you try – if you don’t take action you will never know if you will be able to accomplish your goal.  You never know you may exceed your own expectations.

“We are each responsible for our own life – no other person is or even can be”. – Oprah Winfrey

No one will do it for you - no one is feeling sorry for you because you have not reached the goals you have set for yourself or because your finance are not in order.  Guess what they will probably not fix them for you either.  So take action and do it yourself.

“The results you achieve will be in direct proportion to the effort you apply.” – Denis Waitley

You just may see results –  you are not seeing any result now.  But remember you have done nothing.  Just think if you do something like open your bills or review your account balance.  You just may see some results.

So stop reading this post and take some action to simplify and organize your personal finances.  Open a retirement or saving account, sign up for online access to your accounts, or pay down some debt .  Just do it now and stop thinking about.  You never know you just may accomplish something.

Remember take one step at a time and take action if you want to simplify your finances.

Rather than thinking “if and when”, start doing, take action, stop talking about “if and when”.      – Catherine Pulsifer -


This post was included in Carnival of Personal Finance #378: “You Better Work!” Edition


  1. says

    It was really hard to start the simplification of my finances. Actually it was really hard just to organize them. But I’m glad I did it–it’s a lot easier now to know exactly what I have and to know how long it will be to reach my goals. And I had to start setting defined goals and letting people know what they were. Otherwise, I’m not accountable.

  2. says

    I certainly have the goals but could do much better with organizing. Auto bill pay does wonders, but I really neeed to get a written budget together. Thanks for reminding me it doesn’t have to be complicated.

  3. B Simple says

    Thanks for the comment. Once you put a written budget in place, I am sure you will become more organized and will reach your goals. I am glad I could help.

  4. says

    I agree with you never knowing until you try! I think that very thinking is what helped me get out of debt and get my career on track. I leanred to weld and do all sorts of carpentry because hey, if you don’t try it, you never know if you can do it. And turns out, I can do it!


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