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Every year you receive your annual homeowner’s insurance premium notice usually 30 days prior to renewal date.  Do you just renew your policy without considering the cost and coverage?  Many of us just assume that your existing insurance company is providing you with the best rate and coverage for your situation since you are an existing customer.

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Is your mailbox over worked? Does your mailbox want to run and hide when it sees the mailman coming? Would you like to take some of the daily weight off its back? Here are some tips to provide your mailbox with some relieve to extend its life as well as help you simplify your personal finances. I know your mailbox will love you for it.

Go paperless – Eliminate those monthly bills by signing up for online statements. This will reduce the amount of mail you receive but will also help you save time by not having to sort your through your mail looking for your bills.

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Have you decided not to create a monthly budget because every time you create one you always bust it.  Creating a personal budget is important to your personal financial health.  Sticking to your personal budget can be challenging but it is key to living a simple financial lifestyle.  You are  probably asking what do I need to do to stick to my budget.   You must avoid these budget busters in order to stick to your monthly budget.

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This week’s edition of Simple Weekend Reading features some recent articles I have read that will help you simplify your personal finances.

To live a simple financial lifestyle you must save. Own the dollar offers Ten Simple and
Successful Strategies for Saving a Little Money.

Purchasing a home is a major financial decision and can have a significant impact on your finances. In How Much House Do You Need? post by Get Rich Slowly it helps you determine how much home you need to purchase.

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You hear about it all the time or you know someone who has been impacted by it. That’s identity thief, which is when someone uses your personal identifying information such as credit card number, bank account number, or Social Security number, without your permission. It is estimated that as many as 9 million people per year have their identities stolen. One way to reduce the chance of your personal financial information from being stolen and used by others is to simplifying your personal finances.

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This week’s edition of Simple Weekend Reading features some recent articles I have read that will help you simplify your personal finances.

We all do it and its not fun when it happens but in order to simplify your life when it does happen Frugal Traders offers some tips in Losing my Wallet to help.

Having liquid assets enables you to simplify your finances and help you be prepared for the unexpected. Financial Highway offers Importance of Cash which provides you with reason Why you need to have cash.

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