Develop financial peace of mind by simplifying your personal finances to create a healthier and wealthier lifestyle
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This week’s edition of Simple Weekend Reading features some recent articles I have read that will help you simplify your personal finances.
I am always discussing ways to help you simplify your personal finances. But many times I hear so many excuses why someone has not simplified their personal finances. I have decided to give up and stop trying to simplify my personal finances. What’s the point of simplifying? There are so many conveniences that I would have to give up if I simplify my personal finances. So here are my reasons why I have decided to not simplify my personal finances:
Will never retire so I have decide not to save for retirement. I can instead spend the money on a new car maybe two. I already have social security deducted from my pay check. So why do I need to have additional funds put into a 401K. Having the government set my asset allocate works for me. They do not lose money. Social Security will be available when I am 65 at least 30 to 40 years from now.
Many of us have them but probably wish we could eliminate them. We usually carry them for 30 years but would like to eliminate them earlier. That would be your monthly mortgage payment. If you can eliminate them sooner you will increase your monthly cashflow and simplify your personal finances. This week’s simple tips offer you some ways to help reduce your monthly mortgage payment so you can live a simplified financial lifestyle.
