I recently posted Who else wants to simplify their bill paying? discuss how to set up a simplified bill paying system.  Now would like to show you how you can automate your bill paying system to make it easier to simplify your personal finances.  Here are five ways you can automate your bill paying system and eliminate the need to write checks which can save you time and money.

Use bill pay service – Sign up for one of the many bill pay services now available to help you with your bill paying.  By using bill pay service, you will eliminate the need to sit down with your check book and write out those monthly checks to pay bills.  By using bill pay service you can almost eliminate your check book for good.  Check with your current bank first to see what bill pay service they offer you as an existing customer.

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In Be prepared for the unexpected with an emergency fund I discuss why you need an emergency fund and the benefits of having one if your looking to simplify your finances.  The questions now is how will you fund your emergency fund?

I believe you need to have a cash emergency fund instead of relying on credit cards or home equity lines of credit.

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Are you tired of seeing those late charges on your credit card statement or other monthly statement?  Why not review your bill paying system to help you avoid those unsightly late fees.  Establishing a good billing system will not only help you avoid paying those late fees it will also help you simplify your personal finances.

Here are five steps to help you simplify your bill paying system which will eliminate those late fees and help you develop a simple personal financial lifestyle:

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Do you dread seeing those non-bank ATM fees on your bank statement?  Do you wish you could eliminate those fees?  Well today is your lucky day.  Here are six ways to help you eliminate those pesky non-bank ATM fees while simplifying your personal finances at the same time:

Know your cash needs – Many times the reason we are charged those non-ATM fees is because we do not plan ahead.  Knowing your daily cash needs will help you avoid using the non-bank ATM.  Creating a budget or spending plan will help you determine your daily cash needs.  By having budget you will know what your cash needs are so you will not have to visit that non-bank ATM and incur those dreaded ATM fees.

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Selecting the right financial professional is essential to helping you simplify your financial lifestyle.  Hiring the RIGHT financial professional will save you time, help you reach your goals, and help you make important financial decisions. Financial delegation will lead to financial simplification to find out why you should delegate your financial task to a financial professional.

You agree you should delegate your financial task to a financial professional.  NOW WHAT.  Now you must research financial professionals to help.  Just hiring anyone who says they are a financial professional is not the way to go.  You may get lucky and find a good one or you could end up with a bad one which will create more problems and stress than you need.  You will end up making your financial life more complicated if you hire someone who is not qualified or does not have the experience necessary to handle your financial task.

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