We all know that saving money is important to our financial future. We need to save for retirement, need to save for emergencies, need to save for your child’s education, as well as for that new car or new house purchase.

However, many of us find it difficult to save. There is always something else that seems to be more important that prevents us from saving. To help you begin to save I wanted to share with you the secret formula to saving. Whatever your goal is retirement, new car, or new house. This secret formula will help you get there.

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We all dream of that perfect vacation.   We always seem to find a way to make it happen by planning ahead and making the appropriate plans and accommodations well in advance.  We find a way to save enough money at the end of the month, we shop around for the best deals, and we know where we are staying and what we will be doing while on vacation.  But when it comes to our personal finances we seem to forget how to plan. We usually spend more time planning our vacation than planning our financial future. We usually don’t apply the same excitement or develop an itinerary for our financial plans, which can have just as much impact on our lives as a vacation.

So why not apply your vacation planning skills to your financial planning. Here are some tips to make your financial planning just as simple as your vacation planning: Read the rest of this entry »

PROACTIVE is defined as acting in anticipation of future problems, needs, or changes

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Which one of your financial habits do you wish you could break?  We all have habits we have developed over time.  Some habits we develop prevent us from living the financial life we desire or reaching the financial goals we set.

Here are 8 financial habits you must break in order to help you achieve your financial goals and objectives as well as begin to live a simplified financial lifestyle.

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